Got the approval for another short-sale listing to close by the end of April!  Hopefully the buyer will get a mortgage - all I know is my part is done!

We at HarderandSmarter are not attorneys or accountants, but we can recommend some to you.  We also work with a HUD-approved counselor that will help you if they can.  There is a lot of confusion out there as to what your options are when faced with a serious problem with your home.  Call us today and find out if what we offer can potentially help you!

It finally happened: we lost a sale.  This was actually  a pretty good outcome for the owners.  We got the short sale approved by the bank, but as we were preparing closing documents, we discovered an exiting lien.  This lien should have been paid when the owner re-financed in 2007, but was overlooked when he was given clear title.   The owner now may be able to save his home.            
The lesson for me here is have a title company do a preliminary title search before you do any work.  This title problem could have been discovered earlier in the process before lots of work was done.  I'll learn from this for the next time. 

Why not give a call or send an e-mail and put us to work for you?  We are actively involved in this mess and truly want to help people keep their homes if we can.  If we can't we have the education and experience to get the job done!

Information deemed accurate but not guaranteed. HarderAndSmarter Realty is not engaged in the practice of law nor does it give legal advice.

Yesterday we closed another short sale!  Another homeowner is out of precarious situation.  Why don't you call and see if we can't help you?


To get to older postings, follow the monthly archive link.  Click on a month to see articles, and click on a title to read the post.  Good luck!

Be Proactive about the problem when the first warning signs appear.  This should help by removing the anxiety of not knowing and also make it easier to work out a  plan.

Contact your lender.  Foreclosure is a lose/lose for the lender and the homeowner.  It is important to be ready to be honest about the problem.  They can't help if they don't know what's going on.

Read the mail.  Not knowing or ignoring the problem doesn't help;it may not let you get help before its too late.

Contact a HUD approved counselor or a Realtor for advice.  Don't get scammed by a private "foreclosure prevention specialist".  I can supply a referral to a local HUD-approved counselor if you prefer to go that route; just contact me via e-mail or call









Information deemed accurate but not guaranteed. HarderAndSmarter Realty is not engaged in the practice of law nor does it give legal or accounting advice.

JoAnn Taylor Completes Short Sales and Foreclosures Course

 

Lake Worth, Fl., December 11, 2009 – JoAnn Taylor with HarderandSmarter Realty in Lake Worth, Fl., has just completed a highly specialized course, Short Sales and Foreclosures, presented by the Council of Residential Specialists. The one-day course earns one unit of core credit toward the Certified Residential Specialist Designation, and satisfies the educational requirements toward the SFR (short Sales and Foreclosures Resource) designation through the National Association of Realtors.

Distressed sales – foreclosures and short sales – accounted for 45 percent of all home sales during the fourth quarter of 2008, according to the National Association of Realtors® (NAR). Short Sales and Foreclosures gives agents the practical tools and skills they need to counsel clients about these types of transactions. The course explains the intricate steps involved with these transactions as well as the roles of lenders, sellers, buyers and cooperating agents. It includes dialogues and systems agents can use when they work with financial institutions and other owners of REO properties.

“The course provided me with some invaluable insights into what can be done to make the entire process go more smoothly”, said Taylor. “I expect this information to be valuable when used in conjunction with my previously-earned designation, CDPE (Certified Distressed Property Expert)”.

The Council of Residential Specialists is a not-for-profit affiliate of the National Association of Realtors® comprised of more than 40,000 members. It awards the CRS Designation to experienced Realtors® who have completed advanced professional training and demonstrated outstanding professional achievement in residential real estate.

 

Since we last talked,I have one more short sale closing in a couple of days, and got one more approval yesterday!  Iwill be taking a family vacation Dec. 19-24.

I'd love to work for you -let's see what we can't do together!

We received a full-price contract on one of our short sale listings in just three weeks and after only three showings!  The trick is to price it properly.  Now we can start negotiations with the bank and hopefully close this soon.  Why don't you put us to work for you!  We're waiting to hear from you...

Just to keep you updated, we closed one yesterday, got approvals for two more last week, and had one with an offer in just three weeks!  We can work for you too.  We have a plan and the tools to sell your home quickly.  All you need to do is contact us!

This has been a great week - we received two more approvals for sales to close by the end of October.  Both indicate that the outstanding loan will be satisfied at closing.  That means two more lucky homeowners are being helped out of a mess!

Here is what we have to look forward to in the third quarter: all our short sale listings have offers!  Two are for the full list price, one is below asking, however we have comparables to support it!  Now it is up to the banks to approve them - hopefully they will!
Why don't you contact us - via e-mail or phone - so that we can get started working with you  today!